Exemption from compulsory insurance for marginal employment

If you are in marginal employment and earn less than 450 euros, you are not liable for health insurance.

If you are in marginally paid employment (450-euro job/mini-job), you are exempt from insurance in this employment. You do not have to pay any contributions for this.

You must arrange your health insurance elsewhere.

For example

• Family insurance via your spouse or parents
• Mini job as a second job: health insurance is covered by the main job
• Mini job for recipients of unemployment benefit II: the employment agency may cover your health insurance

The responsibility lies with the health insurance companies.

The exemption from compulsory health insurance only lasts as long as the reason for the exemption continues.

• Your employer will register you after clarifying the legal insurance requirements.
• Your health insurance fund will answer any questions you may have.

You can obtain further information from

• your health insurance company

or

• the Minijob Center