Long-term care insurance contribution

The contribution that each and every legally insured person has to pay for long-term care insurance is regulated by law.

The contribution rate for statutory long-term care insurance is 3.05% of the insured person's income subject to contributions up to the income threshold. Childless persons pay a contribution surcharge of 0.25 percentage points, which is levied from the month after the insured person's 23rd birthday. The income threshold is 41,400 euros.

For special groups of persons, such as agricultural entrepreneurs, there are deviating legal regulations.

For more information on this, please contact your health or long-term care insurance fund.

The responsibility lies with the respective nursing care insurance fund.

As a rule, the contributions must be paid to the health insurance fund, which must then immediately forward them to the long-term care insurance fund. Please clarify with your health insurance fund which documents are necessary.

In principle, each and every insured person is liable to pay contributions. Family members are exempt from paying contributions for the duration of the family insurance. Further exceptions can be obtained from the health insurance company.

The payment of contributions is regulated with the conclusion of the health and long-term care insurance.

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There are no costs in addition to the contributions.