Payments, transfers and cheques

Payments in Euros across the EU may not be charged more than equivalent national transactions. Here you can find more information about cross-border payments and transfers in the EU.

Payments, transfers and cheques

Your bank must charge you the same rate for payments in euro across the EU as it does for equivalent national transactions.

This includes any:

• transfers between bank accounts in different EU countries
• withdrawals from cash machines/ATMs in EU countries
• payments by debit or credit card across the EU
• direct debit transactions

Banks based in EU countries outside the euro area must also apply this rule, and may not charge more for a payment in euros to/within another EU country than they do for a domestic payment in the national currency.

The Your Europe Portal provides comprehensive information for citizens and businesses.

Financial products and services

This Assistance Service supports you in exercising your rights and fulfilling your duties in the European internal market.

• European Consumer Centre Germany