Holding a bank account in another Member State

Information about rights and limitations when opening and using a bank account in another EU country.

Right to a basic bank account

You may want or need to open a bank account in your home country or in another EU country. If you are legally resident in an EU country you are entitled to open a "basic payment account". Banks cannot refuse your application for a basic payment account just because you don't live in the country where the bank is established.

The Your Europe Portal provides comprehensive information for citizens and businesses.

Bank accounts in the EU

Financial products and services